in this issue:
talk to new business:
Employee Benefits
John Deem
Senior Vice President
Business Insurance
Scott Marker
VP of Business Development
Property, Auto, Homeowners
Jackie Kociszewski
Personal Lines Manager
Medical, Dental, Disability, Life
Gregg Avedon
Consumer Products Manager
talk to client services:
Employee Benefits
Jenn Swistak
Vice President of Client Services
Business Insurance
Mary Jane Donaldson
Director of Client Services

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Health & Wellness Watch


At Potomac Basin Group, we understand the importance
of Wellness Programs and educating our employees on ways to live the healthiest lives they can. In this section you will find articles and updates on what's trending in the world of health & wellness.



 Diet & Nutrition 
**Health Magazine


6 Halloween-Themed Foods That You Should Really Be Afraid Of

How To Eat Happy

20 Heath Mistakes You Need To
Stop Making Before You Turn 40

**Health Magazine


A Super-Simple Strength Routine To Soothe Your Aching Back

A 10-Minute Cycling Workout That Will Help You Hate Running Less

5 Killer Push-Up Variations For Seriously Sculpted Arms


Family Wellness

 **Health Magazine

Habits of Happy Families

5 Ways To Create A More
Peaceful Home

Stay Active With Your Kids


Mental Wellness & Happiness
**Health Magazine


Best White Noise Machines That
Can Help You (Finally) Get A
Good Night's Sleep












Potomac Basin Group's
Upcoming Webinars


Employee Benefits

2015 Trends in Employer-Provided Health Benefits

Offers of coverage, employee cost-sharing, and employer responses to Health Care Reform are among the topics analyzed in the annual 2015 Employer Health Benefits Survey, conducted by the Kaiser Family Foundation and the Health Research & Educational Trust.
Key findings from the survey include:
97% of firms with 100 or more employees offered health benefits to at least some employees in 2015, compared to 89% of firms with 50 to 99 employees.

Final Forms and Instructions Available for Employers to Report 2015 Health Coverage and ACA Compliance
The IRS has released finalized forms and instructions for 2015 to help employers prepare for compliance with the new information reporting provisions under the Affordable Care Act (ACA). Covered employers are required to report for the first time in early 2016 for calendar year 2015.

Checking In With New Employees
To ensure that employees participating in a group health plan are provided with the most important facts about their benefits, rights, and obligations under the plan, the federal Employee Retirement Income Security Act (ERISA) requires the plan administrator--typically the employer sponsoring the plan--to furnish a Summary Plan Description (SPD). The SPD contains important disclosures and other information about the plan in understandable terms.

5 Ways to Discourage Distracted Driving on the Job

Did you know that motor vehicle crashes are the leading cause of worker fatalities each year? Drive Safely Work Week, observed during the first week of October, calls attention to the importance of preventing distracted driving on the job.
What is Distracted Driving?
Business Insurance

Cyber and Privacy Insurance

A type of insurance designed to cover consumers of technology services or products. More specifically, the policies are intended to cover a variety of both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. 
Personal Insurance

Things to Consider When Choosing Auto Insurance
There are many readily available options for you when it comes to shopping for auto insurance. Some things to consider can help you with your decision.  How many vehicles and what types of coverage you will require.  For older, less driven vehicles consider liability and comprehensive only. 

Did you know that your homeowner’s policy provides coverage for personal property that is owned or used by you no matter where it is located?

Personal property is generally any property that is not attached to your home they may include the following, furniture and appliances, TV's, computers, dinnerware, and more.  

Potomac Basin Group Associates, LLC
4740 Corridor Place Beltsville, Suite B
Maryland 20705